Ohio Tow Truck Insurance | Tow Truck Insurance - Part 2 : Tow Truck Insurance

Tow Truck Insurance Cleveland Ohio – Call Today!

Tow Truck Insurance Cleveland Ohio

If you’re looking for Tow Truck Insurance in Cleveland Ohio and the nearby areas then you’ve come to the right place.

Pathway Insurance, a leading independent agency in Ohio, has the tools and know-how to help you find the right coverage and great rates for Tow Truck Insurance in Ohio.

Call us today at 1-800-998-0662 to speak with one of our licensed professionals. They’re here to answer any and all questions related to your insurance needs.

Tow Truck Insurance Cleveland Ohio – Exclusions of Coverage.

This week we’re continuing the exclusions of coverage theme. To recap, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be granted by the insurance company.

At Pathway Insurance, the best advice we can give you when it comes to exclusions of coverage is to read your policy very carefully!

It is the best way to fully understand what is and is not covered on your Ohio Tow Truck Insurance policy.

The following is a claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage:

Cleveland Ohio Tow Truck Insurance – Coverage Scenario.

Jeff Johannson drives a tow truck for a company called Walter’s Repair and Tow. He’s known around town by many as a bit of a sleazy guy always trying to make a fast buck at the expense of others.

This is largely due to the fact that a few years back Jeff won a fairly hefty sum of money in a controversial civil suit. Jeff claimed that he had injured himself after slipping on some spilled product in a grocery store, and sued the Mom and Pop business for damages.

The owners of the store claimed Jeff had engineered the injury, but ultimately the court ruled in Jeff’s favor.

In the time since winning the case, Jeff’s eyes have been bigger than his wallet, and nearly all of the settlement money has dried up. Needless to say, Jeff is on the lookout for a new opportunity for some quick cash.

One breezy Tuesday afternoon, Jeff’s wife calls him while he’s on the job and tells him she needs a ride to the casino because her car won’t start. Not wanting to make her angry, Jeff grudgingly picks her up on the way to his next towing job.

The drive to the customer isn’t a long one, but it feels like an eternity for Jeff as he and his wife nag and complain with each other, as they often do. When they arrive, Jeff tells his wife to stay in the truck while he hitches up the car, but she follows him out, anyway. The customer just stares awkwardly as the two go at it as if he’s not even there.

Jeff is becoming so irate that he’s no longer paying much attention to what he’s doing. Without realizing it, he does not properly secure the attachment to the car. After using his tow truck’s arm to hoist the car up onto its rear wheels, Jeff finally notices that he’s been arguing with his wife in front of a customer.

Embarrassed, he beckons his wife to come around behind the truck with him for a moment to quietly finish the matter.

While the couple attempts to end their argument, the improperly attached car comes unhinged and rolls backward. Before they can react, the two are bowled over by the car’s weight and momentum.

When Jeff comes to, he notices that his arm might be broken and his wife is completely unresponsive and she’s rushed to the emergency room.

Jeff thinks he might be able to figure out a way to sue his employer for this accident… and he smiles with devious delight.

Tow Truck Insurance Cleveland Ohio – Call Today!

Be sure to check out next week’s article to find out what Jeff does next, and how understanding the language of a policy would affect the outcome.

Or you can call the knowledgeable agents at Pathway Insurance today for more questions about Ohio Tow Truck Insurance.

Call 1-800-998-0662 Monday through Friday 9:00 AM to 5:30 PM (EST). We will shop the market for you to find the best coverage options being offered on Tow Truck Insurance in Cleveland Ohio.

We also offer Ohio Tow Truck Insurance in the following areas:

Columbus Ohio Tow Truck Insurance
Akron Ohio Tow Truck Insurance
Cincinnati Ohio Tow Truck Insurance
Tow Truck Insurance Hamilton Ohio

Great Rates on Ohio Tow Truck Insurance – Online Agents Available 7 Days per Week.

When searching for Tow Truck Insurance in Ohio, Michigan, Indiana, Minnesota, Kentucky, Tennessee, Georgia, or Florida contact Pathway Insurance online 7 days per week by clicking Tow Truck Insurance Ohio or you may reach a live agent Monday – Friday 9AM to 5:30 PM by dialing 1-800-998-0662. (EST)

Online agents are available up until 5:30 PM EST to complete new quotes, issue policies, send certificates of insurance, or file claims for those insured with our company.

Pathway Insurance is an authorized independent agency representing a number of companies offering competitive rates for tow truck insurance in Ohio, Michigan, Minnesota, Indiana, Kentucky, Tennessee, Georgia, and Florida directly and in the remaining states through our authorized agent network.

This is Why You Should Not Buy Cheap Tow Truck Insurance in Ohio.

The word cheap can be taken a few different ways. Something cheap may not be of value when you need it most. A cheap suit may quickly wear out and cheap food may give you indigestion or sit like a lead weight in your stomach.

Likewise buying cheap tow truck insurance in Ohio may lead to broken promises and claim denials!

Tow truck insurance is a so much more complicated than the price you pay for it. Because of this it is important to work with Pathway Insurance as we can help you find the coverage you need.

Click Tow Truck Insurance Ohio to send us your information right now.

Ohio Tow Truck Insurance Policies Include Exclusions of Coverage, Don’t Skip the Fine Print!

Commercial truck insurance policies contain terms and conditions and exclusion of coverage so it is important that you become familiar with what is covered or not covered.

Example of one activity not covered under the Ohio Tow Truck Insurance Policy: Expected or Intended Injury.

Bodily injury or property damage either expected by or caused intentionally by or at the direction of any insured.

Let’s consider a claims scenario to see how this exclusion could come into play.

Henry Finnegan works for Veracity Towing Services and is a bit of a hothead and loses his temper quite easily. Henry is dispatched over to South Street to pick up and illegally parked 1999 Ford Taurus.

The police have already issued a ticket to the owner and had left the scene just as soon as Henry arrives. As Henry finalizes hooking up the Ford Taurus and is getting ready to leave the owner of the vehicle, Ted Stevens shows up and demands that Henry unhook his car.

Henry requires that Ted show proof of ownership and advises he will need to pay a fee for him to unhook the vehicle.

Ted had been partying all night long and is half drunk and in a very argumentative mood so he tells Harry to stick it where the sun doesn’t shine. Henry with a bit of edge to his voice advises Ted that he can pick his car up at the city impound lot.

This send Ted into a rage and he begins to yell and scream at the top of his lungs and Henry gets into his tow truck to leave the scene before he decks this obnoxious drunk.

With liquid courage flowing through his veins Ted decides to stand in front of the tow truck so Henry can’t leave. Henry blows the horn at Ted a few times and decides to give Ted a small nudge with the truck. He moves his tow truck forward just a few inches without hitting Ted to try to scare him.

Ted believes Henry is going to run him over and he trips and falls down hitting his head on the asphalt pavement.

Henry calls the police and they arrive and take a statement from Henry and Colin in the list to transport Ted to the hospital. 10 days later a lawsuit is filed against Veracity Towing Services naming Henry as a defendant for running Ted over with the tow truck.

Will the policy issued to Veracity Towing Services pay for this claim or defend Henry for his allegedly running Ted over with his tow truck?

We will consider this answer in a future article to see how things turned out.

Ohio Tow Truck Insurance Is One Click or Call Away!

Licensed agents are available seven days per week online when you click on Tow Truck Insurance Ohio.

If you would like to speak with an agent by telephone call 1-800-998-0662 to speak with our Tow Truck Insurance Specialist Monday through Friday 9 AM to 5:30 PM Eastern standard Time.

Our tow truck program is available in all 50 states including the following cities of Ohio:

Tow Truck Insurance Columbus Ohio
Cleveland Ohio Tow Truck Insurance
Tow Truck Insurance Cincinnati Ohio
Toledo Ohio Tow Truck Insurance
Tow Truck Insurance Akron Ohio
Dayton Ohio Tow Truck Insurance
Parma Ohio Tow Truck Insurance
Tow Truck Insurance Canton Ohio
Tow Truck Insurance Youngstown Ohio